Advisory Services

For those businesses requiring non-conventional financing solutions traditionally not offered by most banks, United Structured Finance Company's (USFC) Advisory Services may be the answer. As a result of our partnerships with specialized lenders, we can create a solution that no one lender could provide (the sum is greater than its parts theory).

Mezzanine Financing

USFC offers mezzanine financing solutions for businesses that need cash to fund rapid growth, but don’t yet qualify for bank or SBA financing. These solutions are also good for business owners who need funds, but don’t want to give up ownership of his or her company by selling stock for cash. Because mezzanine financing is more risky than traditional bank financing, interest rates will be higher. Although mezzanine financing is not considered equity, equity provisions are not uncommon in the deal structure.

Asset Based Loans

USFC offers asset based loans for clients who are having difficulty in obtaining a conventional short-term line of credit. The types of loans are good for companies that are undercapitalized, experiencing poor cash flow, or facing rapid growth. These loans are fully secured by a company's assets (typically real estate, accounts receivables, inventory, and equipment) and serviced monthly. Because asset based loans are less risky than mezzanine financing (but more risky than traditional bank financing), interest rates will be lower than mezzanine financing, but higher than bank rates.

Leasing

USFC offers lease financing for clients who are looking for up to 100% financing for purchases of machinery, software, and office, medical, and capital equipment. USFC leases allow our clients to obtain flexible payment structures that best meet their needs. Unlike traditional bank loans, leasing underwriting allows clients to make large purchases with no money down, thus preserving working capital and company cash.

Questions?
To learn more about USFC’s Advisory Services, contact us today.